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Digital debt

Concept

The accumulation of unverified and unmanaged digital artifacts, such as AI-generated drafts, summaries and automations, that grows faster than people can validate it and slows down decisions.

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Title graphic: Digital debt (Concept)
TypeConcept

Key points about Digital debt

Episodes about Digital debt

How Microsoft Copilot Creates Digital Debt

2026-04-24 · Video on YouTube

This episode explains that treating AI like a simple add-on tool—especially Microsoft Copilot—can quietly create “digital debt” inside organizations. The problem isn’t the AI itself, but the messy, ungoverned Microsoft 365 environments it relies on. Copilot…

Articles about Digital debt (1)

Frequently asked questions

What is digital debt in the context of Copilot?

Digital debt is the long-term complexity that builds when AI is added to messy, ungoverned environments. Unverified content piles up and existing issues scale up, even if output volume increases. · From the episode: How Microsoft Copilot Creates Digital Debt

Glossary

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Sources

Maintained by Mirko Peters (Microsoft MVP) · Last updated: